Industry Evolution
The financial services industry is undergoing rapid transformation, powered by digital innovation and artificial intelligence. Real-time payments, open banking, embedded finance, decentralized finance (DeFi), and AI-led personalization are redefining how financial products are designed, delivered, and consumed. Seamless integration of banking into daily life is now a reality, driven by cloud-native systems, advanced analytics, and global connectivity.
Cedar’s Approach
With over three decades of experience, Cedar partners with banks and financial institutions to design and execute forward-looking strategies using its proprietary Balanced Scorecard (BSC) framework. Our strategy design process delivers measurable outcomes-linking financial, operational, and customer KPIs to drive enterprise transformation and execution excellence.
Cedar’s engagements combine strategic clarity with execution speed. We help clients build agile organizations, optimize channels, develop AI-powered credit frameworks, and design future-ready operating models. Our focus remains on measurable impact and long-term capability building.
Cedar’s Expertise
Cedar’s work spans corporate, SME, and retail banking, as well as wealth management, cards, Islamic finance, and emerging digital assets. Our deep sector knowledge ensures relevance and agility across evolving financial ecosystems.
Through our Centers of Excellence in Core Banking, Transaction Banking, and Digital Banking, Cedar helps clients align IT and digital strategy with business goals. We architect data-driven, resilient enterprises, guide technology selection, and manage complex transformation programs.
Enabling Excellence
Cedar’s proprietary accelerators—including BSC Accelerator, People BSC, Fee Income Accelerator, and PRIMATECH—enhance performance and enable sustained execution. Our partnership with IBS Intelligence, Cedar’s financial technology research arm, ensures clients stay at the forefront of global innovation.
Backed by a team of experienced bankers and industry specialists, Cedar delivers global insight with local precision—helping financial institutions accelerate transformation and achieve measurable growth.
