Consumers are increasingly and routinely conducting transactions without physical currency. Digital payments startup has raised more than half of the total FinTech funding raised last year.

With digital currencies gaining more and more traction in the evolving landscape of payments technology, business models are also evolving.

Tarishi Kumari, Engagement Manager, Cedar, explains why the distributed ledger underlying the payments system is a significant innovation and the critical success factor for CBDCs.

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